American Income Life Benefits Specialist Review 1.0 Job Work/Life Balance Compensation/Benefits Job Security/Advancement Management Job Culture Total Scam Benefits Specialist (Former Employee) - Columbus, OH - July 13, 2021 If zero stars were an option, that's what I would give for a rating. I live in SK, and I have policies with AIL - I just want to make that clear- What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. Featured review. A great bunch of union guys doing pretty good for themselves despite their huge pay out of $1.5 million in accidental death benefits. It appears that you're primarily used the internet in your search to get ot the bottom of this. About 10% of union members are foolish enough to respond to the card that borders on flat out lying. They receive no salary. I currently have insurance through them, and still have the accidental benefit that pays out $200 for smaller accidents, along with whole life insurance. REBUTTAL BOX As a side note for Ricky, Mrs. Doe could bury or cremate Mr. Doe with that $500,000 and have enough to pay off most if not the rest of her debt. You either notify your union or American Income or National Income. A lot more. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! Turnover in some financial services companies is VERY high. Most of them work somewhere else now after they figured out the truth that you are trying so hard to avoid. Do you want people in solidarity to think you are a union brother like them? They do this by following a MLM business model where members are paid commissions every time they sell insurance plans and recruit people into the company. Terminal Illness Rider Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Local 435, NILICO,AIL,AFL-CIO Local277, Via Helth Rochester, benefits not what they appear to be. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. By how many deaths? It's a front for American Income Life Insurance Companies. As an ex employee you seem to be very uninformed about what is avilable at AIL. How those businesses take care of those complaints is what separates good businesses from the rest. Straighten away. Consumers educating consumers. . It is founded by Harold Goodman and his nephew, Bernard Rapoport. REBUTTAL BOX *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. AIL 100% commitment to customer satisfaction & Affiliate. If you know anything about unions you will know that their member mailing list is a closely guarded secret and that they would never give it to American Income. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Consumers want to see how a business took care of business. Most large companies would never commit themselves like American Income Life / National Income Life has to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. anyone has heard anything about this? Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Altig International, AIL, Torchmark ripoff misleading information confabulation Edmonton Alberta Canada*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation - After speaking with executives from Altig International, it is clear that they are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has received is few. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has re. American Income Life dedicated to helping associates achieve their dreams. Rip-off Report discove, Altig International & American Income Life are committed to resolving such complaints quickly and doing everything possible to satisfy its clients and representatives alike*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Did you mean Solitary? These people have to have pitty parties and use sites like this to reach out to others to try to justify everything they weren't willing to do to be suuccessful. No offense intended, Greg, but your research is seriously flawed. My calculator says they should have paid the hospital at a rate of 95% as the contract says, $875.18 leaving me with a bill at 5% equalling $46.06.I got screwed out of $516.62. I started to imagine this kind and generous not for profit company coming to the rescue of the family here. Its because of the unethical practices that the company itself employed. If approved by the Insurance Committee, then the full NEC will vote for or against approval. Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. $1.5 million paid out in accidental death benefits. I hope this has cleared up a few questions, Deceptive insurance selling to union members. To Richard I do not doubt have more extensive knowledge about insurance. The local hospital bill totaled up to $921.24 and my union Local 435 only paid $358.56 (38.92%) and sent me a bill for $562.68 (61.08%). Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. See links I've attached. Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! Although the plaintiff requested a refund, American Income Life Insurance Company has failed to recoup any of the withdrawals made from the woman's checking account, the suit alleges. and take care of the widow. Keep in mind they may claim they offer over 8 Billion dollars in accidental death benefits but we all know most people don't die accidently and there are several other exclusions listed on that no cost accidental death benefit. Are you licensed to sell them? If an individual or Local has an insurance program they wish to provide AFGE members, they must contact their NVP with the proposal. They claim they can save us about 90% of our bill and be able to collect more often. In solidarity, no W-2, no retirement, no pension, no annuity, no hourly paycheck, in solidarity with who? Do you know the name of your union Steward or the President of the Local 277? Waco Texas *UPDATE: American Income Life / National Income Life join Ripoff Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. 2.Ch*se NY American Income Life Insurance REVIEW: National Income Life Jobs not a scam. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. It is not even presented as a 10 year term product, but as a Family Care Plan. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Waco Texas, Nationwide, INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. The union has approved the letter sent out to the members and mailed the letter themselves (or using a mailing house)American income pays for the mailing. Who is ED Magedson - Founder, Ripoff Report. Have a computer? Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. strict standards for business conduct. They have nothing to do with the Union Secure Plan, and claim it as theirs.Lastly, the whole Union Local thing is a joke. A Rip-off Report independent review has shown that the The David Zophin Agency & American Income Life insurance sales process and products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. American Income Life Scam | Complaints REVIEW : American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. The management/leadership HAS been honest and supportive. my experience has been very, very positive. In NYS the no cost accidental death benefit is a whopping $1000 for a union member and in most States it is $2000. Ha Ha, How do you feel writing all those Family Care Plans? In NY they don't offer 15,20,25,30 year term for any amount of money because they just want to sell you their over priced whole life. Has your experience with this business or person been good? Corporate Advocacy Program: How to repair your business reputation. 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