Includes most Visa, Mastercard, and Discover cards. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. What Other card fees apply. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. SeeAccount Agreementfor details. A rule of thumb is to keep credit card balances below 30% of the total credit limit. When the merchants aren't declining the cards, Green Dot is. Fees apply for approved Money in Minutes transactions funded to your card or account. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . Does Credit Repair Work, The Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). Reviews, Rent Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. Hire the best financial advisor for your needs. You can apply for the Green Dot Platinum card by filling out the application online. SeeAccount Agreementfor terms and conditions. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Card balance limits apply. for Fair Credit, Cards Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. SeeAccount Agreementat GreenDot.com for termsand conditions. Consumers can apply for the Green Dot Platinum Visa card online in minutes. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Or no credit? With a secured card, you put down a security deposit that works as your credit line. visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. About Credit Repair, Credit Fees on your primary deposit account may reduce earnings on your savings account. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees may apply. Loans, Mortgage There is no penalty interest rate and the card comes with a low APR of . Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Be automatically considered for a higher credit line in as little as 6 months. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Initial and ongoing direct deposits are required for overdraft coverage. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. You can put down anything from $200 to $5,000. Additional criteria may apply which can affect your eligibility and your overdraft coverage. 24/7 everyday banking to help you better access, budget and manage your money. Deposits are flexible. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. 1 stars. Once approved, your card should arrive in 7-10 business days. Charges a foreign transaction fee of 3%. Business Loans, Debt How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. write one now. Pick up a card at a retail store near you! Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. APY may change before or after you open an account. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Not a gift card. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. American Express Essential TM Credit Card. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Your Credit, Looking Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. However, all credit card information is presented without warranty. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. You can make your monthly payments at any participating retailer. Cards, Cards Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. * We'll automatically cover purchase transactions that exceed your available balance. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. In the meantime, explore other great offers from our top credit cards. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . See, Opt-in required. & Utility ReportingBuild It, Identity As we gain more information about the approval rates, we will update them here. Limits apply. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. 2.50% Annual Percentage Yield (APY) as of October 2022. American Express. This answer was first published on 09/02/20. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Bureaus. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Feeson your primary deposit account may reduce earnings on your savings account. Your wireless carrier may charge a fee for data usage. Card Payoff Calculator, Debt-to-Income go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. Hire the best financial advisor for your needs. Enter your cell phone number and well send you a link to install the WalletHub app. All checks are subject to approval for funding in Ingo Moneys sole discretion. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Must be 18 or older to purchase. Log in to your account and refer to your Account Agreement to check feature availability.. * When on a desktop, hover over * to view important disclosures. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Repair, All About Law Review, CreditRepair.com Active personalized card required. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Approval review usually takes 3-5 minutes but may take up to one hour. As such, early direct deposit availability may vary from pay period to pay period. 2 stars. See your Cardholder Account Agreement for details. APY may change before or after you open an account. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. The card comes with a low APR of . Visit GreenDot.com today. A $15 fee may apply to each eligible purchase transaction that brings your account negative. WalletHub Answers is a free service that helps consumers access financial information. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. Consolidation Loans, Search Most importantly, all information is Safe and Secure! Finance Guide, Managing Fees on yourprimary deposit account may reduce earnings on your savingsaccount. All checks subject to review for approval. For a $4.95 fee, cardholders can make deposits at a Green Dot. About Loans, Credit Limits apply.. 410 reviews. Cobalt Card. Learn more (Overdraft Protection PDF)., Opt-in required. SeeDeposit Account Agreement (PDF)for terms and conditions. Create your Ingo Money user profile and link your Green Dot account right in the app. Fees on your primary deposit account may reduce earnings on your savings account. Box 1070, West Chester, OH 45071, or visitgreendot.com. @scott_ack 09/02/20 This answer was first published on 09/02/20. Account must be in good standing and chip-enabled debit card activated to opt-in. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. You may only transfer money in or out of the Vault 20 times per day. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. . For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. A $15 fee may apply to each eligible transaction that brings your account negative. Limits apply. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Once approved, your card should arrive in 7-10 business days. To make a payment using a debit card, please visit www.greendotcredit.com Compare. APY may change before or after you open an account. Partner terms and conditions apply. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Cash back is earned on qualifying online and mobile purchases. 3 ways to activate a Mastercard online, over the phone or app How to activate a USAA debit card online, by phone, at ATM How to activate Old Navy credit card online or by phone How to activate JCPenney credit card online or by phone How to activate a Capital One credit card online, phone, app for a New Line of Credit, Cards We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. You can apply for the Green Dot Platinum card by filling out the application online. The minimum security deposit for this card is $200. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Overdrafts are paid at our discretion. Must be 18 or older to purchase. Your card will be deactivated and a new one sent. On-time payments will start to build a positive credit history. Unapproved checks will not be loaded to your card or account. to Fix Credit, How Limits and fees may apply. Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. What does your credit score need to be for the Amex Platinum card? Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. You dont need a checking account to apply for one of these cards. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Credit Repair. Review the fees, rates, and charges thoroughly. Must be 18 or older to purchase. Applying will not hurt your credit score and you'll receive a decision almost instantly. Minimum gross annual income should be Rs.4 lakh. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Once approved, your card should arrive in 7-10 business days. Your credit cards journey is officially underway. Learn more at http://www.greendot.com/overdraft. Editorial and user-generated content is not provided, reviewed or endorsed by any company. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. If your application is timed-out due to inactivity, you must start the application from the beginning. Account must be in good standing and chip-enabled debit card activated to opt in. 2.00% Annual Percentage Yield. All checks are subject to approval for funding in Ingo Moneys sole discretion. Additional criteria may apply which can affect your eligibility and overdraft coverage. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. Blog Home > Credit Cards > Credit Card Reviews > Green Dot SpotlightBuilding Your Credit. SeeDeposit Account Agreement for details at GO2bank.com. Subject to other banks restrictions and fees. WalletHub Answers is a free service that helps consumers access financial information. ProtectionGuard It, Credit Other fees may apply. with opt-in & eligible direct deposits*. Account must be in good standing and chip-enabled debit card activated to opt in. Plus, it has a $0 annual fee. Debt, All Who qualifies for a Platinum card? Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. Once approved, your card should arrive in 7-10 business days. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Pre-qualify without affecting your credit score. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. This is a secured card that does not issue a traditional line of credit. Editorial and user-generated content is not provided, reviewed or endorsed by any company. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. to Get Your First Credit Card, Credit All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Here are three easy steps to help you get started: Apply for the card online: Pre-qualify for a Green Dot Platinum Visa Secured Credit Card in a matter of minutes. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. your account or get connected to a customer service representative. Oh! Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Unapproved checks will not be loaded to your card or account. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. Limits and fees apply. Account must be in good standing and chip-enabled debit card activated to opt-in. So far, so good. See app for participating retailers.. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. American Express AIR MILES * Reserve Credit Card. How do I check my Capital One QuicksilverOne balance? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Ingo Money is a service provided by First Century Bank, N.A. Review, Dispute SeeDeposit Account Agreement (PDF)for terms and conditions. Credit Report Card, Free Overdraft protection is only available on eligible Demand Deposit Accounts. Initial and ongoing direct deposits are required for overdraft coverage. Not a gift card. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. What is the Green Dot customer service phone number? and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. to Start Building Credit, All Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. Overdrafts are paid at our discretion. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. for Bad Credit, Cards Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Note: Ingo Money check cashing service is not available within the state of New York. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. In addition, it is not any companys responsibility to ensure all questions are answered. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. See your Cardholder Account Agreement for details. A $15 fee may apply to each eligible purchase transaction that brings your account negative. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. See. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. for Students, Low Opt-in required. If approved, Green Dot . It's just a straightforward and transparent fee. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Enter your cell phone number and well send you a link to install the WalletHub app. APY may change before or after you open an account. See, Mobile check deposit: Active personalized card, limits and other requirements apply. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The card reports your credit activity to. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. You may want to hire a professional before making any decision. It's fast and easy to compare card offers by the criteria you require. The APR is 19.99%* Fixed. Additional criteria may apply which can affect your eligibility and your overdraft coverage. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. to maintain accurate information. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Personal Finance, View All Blog Reasonable efforts are made Prompt notice is required. Green Dot Bank also operates as GoBank and Bonneville Bank. 1 Other fees apply. How to Start Building Get connected to a license from Visa U.S.A. Inc. Visa is a secured card that does issue., by mail at P.O using Walmart pay for the First Century Bank,.! Charge a fee for data usage card activated to opt-in Who qualifies for a Platinum card mail... Notice is required line - I wasn & # x27 ; t declining the,. A retail store near you made Prompt notice is required your Money may change before or after you an... 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